Wind Mitigation Inspection
The purpose of a Florida Wind mitigation inspection is to determine if a building meets all the appropriate construction features necessary in the event of a storm. People who opt for this inspection can get discounts and save between 10% – 40% (potentially thousands of dollars) on their homeowner’s insurance policy.
The majority of insurance companies provide discounts on policies for homes that have features installed that have been proven to mitigate wind damage during storms, such as:
- Florida Building Code (FBC) approved roof coverings and year of installation. The amount of discount will depend on the covering used such as shingles, asphalt, metal, or tile and when the roof was installed.
- Roofs/decks that have been built using large nails and close spacing.
- Florida Building Code (FBC) approved roof coverings. The amount of discount will depend on the covering used such as shingles, asphalt, metal or tile.
- Hurricane clips and/or straps to act as roof to wall connectors.
- A sloping roof also called a hip roof that slopes on all sides forming a pyramid.
- A secondary water resistant barrier is installed to prevent water leaking into the home if the roof is blown off in the event of a storm.
- Florida Protect Approval protection on all exterior openings with impact rated windows, doors, garage doors, skylights or other protection systems, such as window shutter systems.
We will carefully assess your home and make recommendations on potential changes you should consider to mitigate wind damage during storms. Getting a Wind Mitigation Inspection done by our InterNACHI®certified professionals ensures that you have a better bargaining position on your home insurance premiums and that you enjoy the maximum windstorm discounts available on your policy.
If you do not receive a discount on your homeowner’s premium, there will be no charge for your Wind Mitigation Inspection.